Definition  of Electronic Bill Presentment and Payment (EBPP) transactions in E-Payment

Dimas Raihan Mahardika – 2301909535

Is it  Electronic Bill Presentment  or  Payment? As   we have  experienced  and  know  in   everyday   life, a bill  is an  invoice  or  bill   issued  by  one  company  or  business  field  to  charge  buyers.  the amount of  payment   to be  paid. What    is  EBPP? Similar to    the   restaurant bill, EBPP  translates  the bill  or  invoice  in  electronic  form and sent to the  buyer’s  bill  over the     internet. EBPP  has  become a  very proven thing to  help  the  success  of many  e-Commerce, e-Marketplace and e-Business  companies in the world. Because  its   efficient  way  can  reduce  time. Even    so, there are  some  people who  see  EBPP  as  an  ineffective   means.  Why  is that? Because  many legislation  and  permits must be  passed  before  starting a  business  with    ebpp  features, if  in Indonesia  there must be a banking  and OJK  permit   first. There are too many  technical  things   to  go through especially for  a  startup    company  that  is just  getting started.(Legner & Kristin, 2006)

References

Andreef, A., Binmoeller, L.C., Oscar, C., & Boboch, E. (2001). Is it just click away? Electronic Bill Presentment and Payment, 16.

Legner, C., & Kristin, W. (2006). Electronic Bill Presentment and Payment. AIS Electronic Library,13.