Toto Edrinal Sebayang was the winner of the CIMB EMERALD AWARD 2017 from CIMB Bank Malaysia and Best Teaching & Best Lecturer Award Nominee at BINUS University in 2018, 2019 and 2020. He was recognized as one of the Five Most Outstanding Students from Prasetiya Mulya University in 2011. The author had twelve years’ experience in CIMB Niaga Bank Indonesia where he was Assistant Vice President with his last position as Test Management Head. He joined Binus Business School undergraduate program as a faculty member in 2015. Toto Edrinal Sebayang holds an undergraduate degree in Computer Science and a master’s degree in Business Administration (MBA Finance) and Business Law (in trade, investment, competition and policy law). He also taught at CIMB IT Academy as an IT Trainer for topics related to System Development Life Cycle (SDLC) and Quality Assurance. In 2018, he was sent by CIMB Niaga Bank Indonesia to Cambridge Judge Business School (CJBS) to enroll in the Emerging Banking Leaders Program. In 2019, the author was also selected as a Microsoft Master Trainer after successfully completing a six-month program from Microsoft Indonesia & BINUS University. Currently, he is pursuing his Doctor of Business Management degree specializing in Strategic Management at School of Business IPB University.