{"id":4082,"date":"2021-12-20T01:35:15","date_gmt":"2021-12-19T18:35:15","guid":{"rendered":"http:\/\/bbs.binus.ac.id\/management\/?p=4082"},"modified":"2021-12-20T01:35:15","modified_gmt":"2021-12-19T18:35:15","slug":"definitions-of-e-business-based-on-jelassi-and-enders-2004","status":"publish","type":"post","link":"https:\/\/bbs.binus.ac.id\/management\/2021\/12\/definitions-of-e-business-based-on-jelassi-and-enders-2004\/","title":{"rendered":"Definitions of e-business based on Jelassi and Enders (2004)"},"content":{"rendered":"<p>Name: Grendy \u00a0Segolden, 2301870211<\/p>\n<p>Definitions of e-business based on Jelassi and Enders (2004)<\/p>\n<p>Since the beginning of its time, business computing, financial services companies have become the main users of innovative IT<em>(technology information).<\/em> In particular, banks have used IT internally to improve their efficiency and effectiveness and externally to improve customer service and competitiveness. However, they usually limit their IT use on financial applications. IT can be used to offer e-business services outside of financial applications, seamlessly integrating the services of business and government providers. Nordea Bank, headquartered in Stockholm, Sweden, has done just that and distinguishes itself from its competitors. It has added to its e-banking portfolio by adding an e-business platform that offers value-added e-business services to its personal and corporate customers from e-identification, electronic signatures, electronic bills, electronic salaries, and electronic payments. Some of these electronic services have become the standards widely used in the Nordic region. The evolution of Nordea Bank services teaches seven lessons about moving to e-business:<\/p>\n<ul>\n<li>start new IT initiatives early and with a simple investment,<\/li>\n<li>combining high-tech services with high touch capabilities<\/li>\n<li>lure customers to move to cost-effective channels<\/li>\n<li>pro-actively manage online\/offline channel conflicts<\/li>\n<li>leverage your existing online customer base to get new online customers<\/li>\n<li>reduce the risk of fraud by using instant electronic payments<\/li>\n<li>Use existing technologies to create new value for and companies.<\/li>\n<\/ul>\n<p>Because of the\u00a0\u00a0\u00a0 above, companies\u00a0 large\u00a0 and\u00a0 small\u00a0 must\u00a0 change\u00a0 from\u00a0 physical\u00a0 to\u00a0 computerized\u00a0 because\u00a0 sooner\u00a0 or\u00a0 later\u00a0 the\u00a0 times\u00a0 will\u00a0 change\u00a0 as\u00a0 initially\u00a0 banks\u00a0 use\u00a0 IT\u00a0 because\u00a0 Its use\u00a0 is\u00a0 easy\u00a0 and\u00a0 provides high\u00a0 efficiency\u00a0\u00a0 compared to the old\u00a0 way for \u00a0its customers.\u00a0 Let&#8217;s \u00a0\u00a0\u00a0take \u00a0a \u00a0simple \u00a0example \u00a0where \u00a0a \u00a0company is born from the process of computerization \u00a0and \u00a0digitization that is \u00a0E-Commerce, EC \u00a0is \u00a0an \u00a0electronic \u00a0trade \u00a0referring to \u00a0the \u00a0trade \u00a0of \u00a0goods. Or \u00a0services \u00a0\u00a0done \u00a0\u00a0\u00a0online. EC \u00a0can also be interpreted \u00a0as \u00a0any \u00a0type of \u00a0transaction \u00a0\u00a0carried out \u00a0by \u00a0both \u00a0\u00a0\u00a0parties (sellers \u00a0and \u00a0buyers) \u00a0who \u00a0communicate \u00a0with \u00a0all \u00a0types of \u00a0electronics \u00a0and \u00a0do not \u00a0\u00a0meet. \u00a0Or \u00a0physical \u00a0contact.<\/p>\n<p>EC is growing\u00a0\u00a0\u00a0 rapidly\u00a0 from \u00a0year to year\u00a0 in Indonesia alone every \u00a05 \u00a0years \u00a0internet\u00a0 users increase by at least \u00a05 \u00a0million \u00a0users \u00a0which \u00a0makes \u00a0Indonesia \u00a0as one \u00a0of \u00a0the \u00a0social \u00a0media users. \u00a0\u00a0The highest \u00a0in the world. According to \u00a0a report \u00a0from \u00a0McKinsey, \u00a0Indonesia&#8217;s \u00a0EC \u00a0sector has generated \u00a0more \u00a0than \u00a0$5 \u00a0billion \u00a0\u00a0from formal e-tailings\u00a0 business and more than \u00a0\u00a0\u00a0$3 \u00a0billion \u00a0\u00a0\u00a0from informal trade. \u00a0In \u00a0Indonesia, e-tailing businesses for example are Tokopedia, Bukalapak, JD.id, Lazada, and Shopee. In contrast, informal trading involves buying and selling goods through unofficial means such as the use of social media and messaging platforms such as WhatsApp and Facebook. Things like this in Indonesia are commonly referred to as online shops. Among the reasons e-commerce is experiencing such a rapid increase in Indonesia is the rapid increase in smartphone use.\u00a0Smartphones are much more affordable than computers and laptops which makes them easily accessible to most Indonesians. There are about 70% of the country&#8217;s internet users are smartphone users. The McKinsey report highlights that nearly 75% of online shoppers in Indonesia use smartphones.<\/p>\n<p>Reference<\/p>\n<p>Tawfik Jelassi, and Albrecht Enders. &#8220;Leveraging Wireless Technology for Mobile Advertising&#8221;. Association for Information Systems AIS Electronic Library(AISeL).\u00a0 Ecis\u00a0 2004 proceedings. Google\u00a0 Scolar (acessed\u00a0 on April 3,\u00a0\u00a0\u00a0 2021)<\/p>\n<p>Enders, Albrecht; Obviously, Tawfik; Harald, Bo. &#8220;FROM E-BANKING TO E-BUSINESS AT NORDEA BANK&#8221;. MIS Quarterly Executive. 2006, Vol. 5 Issue 1, p31-42. 1. Google \u00a0Scholar( \u00a0acessed on April 3, \u00a0\u00a0\u00a02021)<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Name: Grendy \u00a0Segolden, 2301870211 Definitions of e-business based on Jelassi and Enders (2004) Since the beginning of its time, business computing, financial services companies have become the main users of innovative IT(technology information). In particular, banks have used IT internally to improve their efficiency and effectiveness and externally to improve customer service and competitiveness. However, [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-4082","post","type-post","status-publish","format-standard","hentry","category-article"],"_links":{"self":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/4082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/comments?post=4082"}],"version-history":[{"count":1,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/4082\/revisions"}],"predecessor-version":[{"id":4083,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/4082\/revisions\/4083"}],"wp:attachment":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/media?parent=4082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/categories?post=4082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/tags?post=4082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}