{"id":3922,"date":"2021-12-19T22:22:54","date_gmt":"2021-12-19T15:22:54","guid":{"rendered":"http:\/\/bbs.binus.ac.id\/management\/?p=3922"},"modified":"2021-12-19T22:28:08","modified_gmt":"2021-12-19T15:28:08","slug":"understanding-e-payment-and-online-banking","status":"publish","type":"post","link":"https:\/\/bbs.binus.ac.id\/management\/2021\/12\/understanding-e-payment-and-online-banking\/","title":{"rendered":"Understanding E-Payment"},"content":{"rendered":"

Santi, 230190784<\/strong><\/p>\n

Understanding E-Payment<\/strong><\/p>\n

Non-Cash Payment\u00a0 \u00a0(E-payment) \u00a0is a \u00a0means of payment in electronic form by storing \u00a0money \u00a0into technology \u00a0media to be a way of \u00a0payment \u00a0in online \u00a0transactions. \u00a0\u00a0E-payment is also often referred to as Electronic Money. In online transactions, E-payment \u00a0as a means of \u00a0payment \u00a0is \u00a0often \u00a0used \u00a0to \u00a0make \u00a0transactions in \u00a0a long \u00a0range.\u00a0 However, \u00a0in everyday life \u00a0E-payment began to replace cash \u00a0in spending, \u00a0especially during the pandemic, \u00a0to overcome the coronavirus.<\/p>\n

For the use of \u00a0E-payment, \u00a0initially, the user must deposit the money first to the publisher and store in electronic media before using it for transaction purposes. When used, the value of electronic money stored in electronic media will be reduced by the value of the transaction and after that can be replenished (top-up). Electronic media to store the value of electronic money can be chips or servers.<\/p>\n

Types of Electronic Payment Systems, classified into several groups, namely (Slade, Williams, & Dwivdei, 2013):<\/p>\n