{"id":3739,"date":"2021-12-19T16:34:25","date_gmt":"2021-12-19T09:34:25","guid":{"rendered":"http:\/\/bbs.binus.ac.id\/management\/?p=3739"},"modified":"2021-12-19T16:34:25","modified_gmt":"2021-12-19T09:34:25","slug":"contactless-credit-cost-in-indonesia","status":"publish","type":"post","link":"https:\/\/bbs.binus.ac.id\/management\/2021\/12\/contactless-credit-cost-in-indonesia\/","title":{"rendered":"Contactless Credit Cost in Indonesia"},"content":{"rendered":"<p>Annisa Miftahul \u00a0Jannah 2401989612<\/p>\n<p>In Indonesia itself, there are many banking and non-banking services that issue cashless transactions to facilitate transactions. For example, Bank Mandiri issued a platinum credit card with contactless features issued from September 27, 2017, Bank BCA also presents contactless features since December 2020 and Bank DBS. Credit cards with contactless features in Indonesia still tend to be a little and slow production, for example, some banks that present credit cards with contactless features Jenius BTPN (Visa), CIMB on Account (Mastercard), and Panin Tabungan(Mastercard). The ease obtained from this contactless feature is very helpful to the community in transacting of course. For the contactless feature of the credit card of course there are several requirements for transactions one example that I adopted is from foreign banking, if Transactions over \u00a345 will usually be required to pay using chips and PINs to prevent unwanted possibilities. With the convenience offered by this contactless feature, people should also be careful in using it,\u00a0 \u00a0especially if the card is lost or stolen. It can be easily used by dangerous individuals, therefore immediately report to the authorities. Although actually, every Bank will contact the account owner if there is a suspicious activity if this happens the bank will ask you to enter a PIN to improve the security of your account. The rest of the contactless feature on this credit card is very useful and hopefully, in the future, many banks in Indonesia are issuing contactless features.<\/p>\n<p>Reference<strong><br \/>\n<\/strong>von \u00a0Kalckreuth, U., Schmidt, T., Stix, H. (2014). Using cash to monitor liquidity \u2013 Implications for payments, currency demand, and withdrawal behavior. Journal of Money, Credit and Banking, 46(8), 1753\u20131785.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Annisa Miftahul \u00a0Jannah 2401989612 In Indonesia itself, there are many banking and non-banking services that issue cashless transactions to facilitate transactions. For example, Bank Mandiri issued a platinum credit card with contactless features issued from September 27, 2017, Bank BCA also presents contactless features since December 2020 and Bank DBS. Credit cards with contactless features [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-3739","post","type-post","status-publish","format-standard","hentry","category-article"],"_links":{"self":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3739","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/comments?post=3739"}],"version-history":[{"count":1,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3739\/revisions"}],"predecessor-version":[{"id":3740,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3739\/revisions\/3740"}],"wp:attachment":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/media?parent=3739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/categories?post=3739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/tags?post=3739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}