{"id":3702,"date":"2021-12-19T15:16:07","date_gmt":"2021-12-19T08:16:07","guid":{"rendered":"http:\/\/bbs.binus.ac.id\/management\/?p=3702"},"modified":"2021-12-19T15:16:07","modified_gmt":"2021-12-19T08:16:07","slug":"a-contact-smart-card-in-e-payment","status":"publish","type":"post","link":"https:\/\/bbs.binus.ac.id\/management\/2021\/12\/a-contact-smart-card-in-e-payment\/","title":{"rendered":"A  contact smart card in e-Payment"},"content":{"rendered":"<p>Jasmine Eliza Syaima Hakiki\u00a0NIM: 2301952893<\/p>\n<p>&nbsp;<\/p>\n<p>Making transactions \u00a0in \u00a0an \u00a0e-commerce \u00a0\u00a0\u00a0today \u00a0often \u00a0\u00a0\u00a0uses \u00a0electronic \u00a0payments \u00a0or \u00a0e-payments. E-payment \u00a0is a type of \u00a0payment \u00a0that \u00a0\u00a0uses Information and Communication Technology(ICT) \u00a0and e-payment \u00a0itself \u00a0has facilitated business \u00a0processes \u00a0by \u00a0reducing \u00a0transaction \u00a0costs \u00a0and\u00a0 labor or labor \u00a0\u00a0\u00a0costs. \u00a0\u00a0\u00a0Working \u00a0in \u00a0a process that is more \u00a0environmentally \u00a0friendly \u00a0and \u00a0\u00a0\u00a0saves \u00a0more time than \u00a0doing \u00a0transactions \u00a0manually, \u00a0\u00a0it \u00a0helps \u00a0the \u00a0company \u00a0or \u00a0organization to expand. \u00a0\u00a0market reach.\u00a0 Some \u00a0types of \u00a0e-payment \u00a0are \u00a0micropayments, e-wallets, e-cash, e-check, first virtual smartcard-based e-payment. Then \u00a0there is the newly \u00a0developed e-payment \u00a0system that\u00a0 is \u00a0into electronic \u00a0money\u00a0 or \u00a0e-money, \u00a0where the payer system an is not \u00a0in the amount of \u00a0balance \u00a0from the owner is \u00a0the \u00a0same. \u00a0It is like owning \u00a0\u00a0cash \u00a0but the value of the \u00a0money has been \u00a0converted \u00a0\u00a0\u00a0into \u00a0electronic form.\u00a0 Smart card \u00a0is a \u00a0physical \u00a0card \u00a0that \u00a0has a chip that is embedded \u00a0and \u00a0useful as a sign of security,smart cards themselves are usually \u00a0the same \u00a0\u00a0\u00a0size as a SIM \u00a0or credit card and can be used \u00a0as a security card. \u00a0\u00a0\u00a0\u00a0It is made \u00a0of \u00a0PVC, \u00a0ABC \u00a0or \u00a0polycarbonate \u00a0material so that it is more \u00a0durable \u00a0and \u00a0stronger. These smart cards \u00a0\u00a0are connected \u00a0\u00a0\u00a0\u00a0to the \u00a0reader either through direct \u00a0contact known \u00a0as chips and \u00a0\u00a0dip \u00a0or \u00a0can be \u00a0through \u00a0connectivity \u00a0standards \u00a0such as \u00a0radio-frequency identification. (RFID) or \u00a0near-field communication (NFC). Smart cards \u00a0can \u00a0provide \u00a0identification, \u00a0authentication, data storage, \u00a0as well as \u00a0application processing.\u00a0 In \u00a0addition,smart cards \u00a0can also \u00a0provide \u00a0\u00a0strong \u00a0security \u00a0authentication \u00a0for \u00a0single sign-on (SSO) \u00a0in \u00a0large organizations.\u00a0 Howmany \u00a0types of smart cards \u00a0are contact smart cards, \u00a0contactless smart \u00a0cards,and \u00a0dual-interface cards. Contact smart card is usually \u00a0found \u00a0in credit cards,contactless smart cards \u00a0conanyway, \u00a0namely the use of \u00a0e-money \u00a0cards such as \u00a0flazz, \u00a0brizzi,and \u00a0others that are \u00a0quite close to \u00a0the \u00a0machine. Reader. Then \u00a0there is a dual-interface \u00a0card \u00a0or can be referred to \u00a0as a hybridcard \u00a0that can be \u00a0both \u00a0(contact and contactless). The benefits \u00a0of \u00a0using \u00a0smart cards \u00a0\u00a0in \u00a0e-payment \u00a0are, to provide a sense of security and comfortin financial-related activities, \u00a0\u00a0\u00a0easier \u00a0to \u00a0carry \u00a0and \u00a0use, \u00a0and \u00a0securely \u00a0\u00a0\u00a0and \u00a0It is easier to store \u00a0personal information \u00a0data\u00a0 rather than \u00a0having to fill out \u00a0forms, \u00a0facilitate the process \u00a0of transasksi \u00a0payern \u00a0and \u00a0others.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Reference<\/p>\n<p>Finkenzeller, K. RFID Handbook: Fundamentals and Application in Contactless Smart Card and Identification, Second Edition, John Willey, and Sons Ltd. Munich. 2003.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jasmine Eliza Syaima Hakiki\u00a0NIM: 2301952893 &nbsp; Making transactions \u00a0in \u00a0an \u00a0e-commerce \u00a0\u00a0\u00a0today \u00a0often \u00a0\u00a0\u00a0uses \u00a0electronic \u00a0payments \u00a0or \u00a0e-payments. E-payment \u00a0is a type of \u00a0payment \u00a0that \u00a0\u00a0uses Information and Communication Technology(ICT) \u00a0and e-payment \u00a0itself \u00a0has facilitated business \u00a0processes \u00a0by \u00a0reducing \u00a0transaction \u00a0costs \u00a0and\u00a0 labor or labor \u00a0\u00a0\u00a0costs. \u00a0\u00a0\u00a0Working \u00a0in \u00a0a process that is more \u00a0environmentally \u00a0friendly [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-3702","post","type-post","status-publish","format-standard","hentry","category-article"],"_links":{"self":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/comments?post=3702"}],"version-history":[{"count":1,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3702\/revisions"}],"predecessor-version":[{"id":3715,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3702\/revisions\/3715"}],"wp:attachment":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/media?parent=3702"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/categories?post=3702"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/tags?post=3702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}