{"id":3671,"date":"2021-12-19T13:36:56","date_gmt":"2021-12-19T06:36:56","guid":{"rendered":"http:\/\/bbs.binus.ac.id\/management\/?p=3671"},"modified":"2021-12-19T13:36:56","modified_gmt":"2021-12-19T06:36:56","slug":"solution-of-home-banking-in-e-payment","status":"publish","type":"post","link":"https:\/\/bbs.binus.ac.id\/management\/2021\/12\/solution-of-home-banking-in-e-payment\/","title":{"rendered":"Solution of Home Banking in E-payment"},"content":{"rendered":"<p>Jason,\u00a02301902056<\/p>\n<p>From the problems seen,\u00a0 innovations\u00a0\u00a0 made\u00a0 by\u00a0 the\u00a0 bank such as\u00a0 creating atm premises\u00a0 and the creation of\u00a0 debit\u00a0 or\u00a0 credit\u00a0 cards\u00a0 allow\u00a0 the\u00a0 bank\u00a0 to\u00a0 charge\u00a0 additional\u00a0 fees\u00a0 to\u00a0\u00a0\u00a0 Physical\u00a0 services provided by <em>\u00a0the teller<\/em> \u00a0to consumers in order to overcome customer problems such as card creation, transaction services, checks, looking at transaction history, etc. and of course to do that requires a large fee and drains the time used. So with this problem <em>\u00a0home banking <\/em>\u00a0can\u00a0 be a\u00a0 solution\u00a0 to\u00a0 this problem.\u00a0 By\u00a0 using this<em> home banking, <\/em>\u00a0\u00a0customers\u00a0\u00a0\u00a0 no\u00a0 longer\u00a0 need to come\u00a0 to\u00a0 the\u00a0 nearest \u00a0branch\u00a0 office.\u00a0\u00a0 Usually,\u00a0 if\u00a0 banking\u00a0 companies want to\u00a0 use\u00a0 this state,\u00a0\u00a0 then\u00a0 they\u00a0 can\u00a0 make\u00a0 applications that are\u00a0 certainly\u00a0\u00a0\u00a0 customer-friendly\u00a0\u00a0\u00a0 such as <em>\u00a0mobile banking,<\/em>\u00a0 <em>web banking, internet banking, <\/em>\u00a0through\u00a0 phone,\u00a0 or <em>\u00a0e-mail.<\/em> To \u00a0be able to access home<em> banking,<\/em> \u00a0then \u00a0a \u00a0customer \u00a0must \u00a0of course \u00a0have \u00a0internet \u00a0access and also media such as a PC (personal<em> computer) <\/em>\u00a0or \u00a0mobile \u00a0phone \u00a0to \u00a0make \u00a0transactions. \u00a0at home \u00a0so that you \u00a0no \u00a0longer \u00a0need to come \u00a0to the \u00a0nearest branch \u00a0office.<\/p>\n<p>An example of a banking\u00a0 company\u00a0 implementing\u00a0\u00a0 this <em>\u00a0home banking <\/em>\u00a0concept\u00a0 is Bank Central Asia (BCA). This company\u00a0\u00a0\u00a0 is a\u00a0 company\u00a0\u00a0 engaged in banking\u00a0 one of\u00a0\u00a0\u00a0 the\u00a0 largest\u00a0 banking\u00a0 companies\u00a0 in Indonesia. Bank Central Asia\u00a0 has a\u00a0 variety of home banking<em> platforms <\/em>\u00a0for the convenience\u00a0 and convenience of\u00a0 their\u00a0 customers\u00a0 as\u00a0 they\u00a0 create mobile<em> banking <\/em>\u00a0applications to\u00a0 make\u00a0 transactions\u00a0\u00a0\u00a0 easily so that\u00a0 we do not need to Again\u00a0 come\u00a0 to the nearest\u00a0 ATM\u00a0 to\u00a0 make\u00a0 transactions,also BCA has its own <em>\u00a0website <\/em>\u00a0to\u00a0 make\u00a0 transactions as well, and BCA also\u00a0 provides <em>\u00a0internet banking <\/em>\u00a0and\u00a0 <em>banking <\/em>\u00a0services via <em>\u00a0e-mail<\/em>\u00a0 to\u00a0 Make it easier for\u00a0 customers\u00a0\u00a0\u00a0 to make\u00a0 transactions. BCA also\u00a0 has\u00a0 an application\u00a0 to\u00a0 conduct\u00a0 nominal\u00a0 cash deposits\u00a0 with the\u00a0\u00a0 aim of reducing\u00a0\u00a0 the existing\u00a0 time\u00a0 if\u00a0 we\u00a0 want to\u00a0 deposit\u00a0 cash\u00a0 through\u00a0 banking branch\u00a0 offices.<\/p>\n<h4>Reference<\/h4>\n<p>Knights, D., &amp; Noble, F. (t.yhn.). <em>Networks and partnerships in the evolution of home banking.<\/em><\/p>\n<p>Liao, S., Shao, Y. P., Wang, H., &amp; Chen, A. (1999). <em>The adoption of virtual banking: an empirical study.<\/em> Kowloon.<\/p>\n<p>Teoh, W.M.-Y., Chong, S.C., Lin, B., &amp; Chua, J. W. (2013). <em>Factors affecting consumers perception of electronic payment: an empirical analysis.<\/em> Emerald Group.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jason,\u00a02301902056 From the problems seen,\u00a0 innovations\u00a0\u00a0 made\u00a0 by\u00a0 the\u00a0 bank such as\u00a0 creating atm premises\u00a0 and the creation of\u00a0 debit\u00a0 or\u00a0 credit\u00a0 cards\u00a0 allow\u00a0 the\u00a0 bank\u00a0 to\u00a0 charge\u00a0 additional\u00a0 fees\u00a0 to\u00a0\u00a0\u00a0 Physical\u00a0 services provided by \u00a0the teller \u00a0to consumers in order to overcome customer problems such as card creation, transaction services, checks, looking at transaction [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-3671","post","type-post","status-publish","format-standard","hentry","category-article"],"_links":{"self":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/comments?post=3671"}],"version-history":[{"count":1,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3671\/revisions"}],"predecessor-version":[{"id":3672,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3671\/revisions\/3672"}],"wp:attachment":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/media?parent=3671"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/categories?post=3671"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/tags?post=3671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}