{"id":3669,"date":"2021-12-19T13:34:08","date_gmt":"2021-12-19T06:34:08","guid":{"rendered":"http:\/\/bbs.binus.ac.id\/management\/?p=3669"},"modified":"2021-12-19T13:34:08","modified_gmt":"2021-12-19T06:34:08","slug":"home-banking-in-e-payment","status":"publish","type":"post","link":"https:\/\/bbs.binus.ac.id\/management\/2021\/12\/home-banking-in-e-payment\/","title":{"rendered":"Home Banking in E-payment"},"content":{"rendered":"<p>Jason\u00a02301902056<\/p>\n<p>Before entering the concept <em>\u00a0of Home Banking,<\/em>\u00a0 you\u00a0 must\u00a0 understand about <em>\u00a0e-payment <\/em>first. <em>E-payment <\/em>\u00a0or\u00a0 electronic\u00a0 payment \u00a0is one of the \u00a0\u00a0\u00a0payment \u00a0systems or payment transaction process of funds through electronic media. Electronic payments represent all types of non-cash payments with the aim of improving payment efficiency so that transactions can be faster without the need to meet with others to make payments<em>(cash).<\/em> <em>E-payment <\/em>\u00a0allows\u00a0 users\u00a0 to\u00a0 access\u00a0 accounts\u00a0 and\u00a0 manage\u00a0 bank\u00a0\u00a0\u00a0 accounts or digital wallets\u00a0\u00a0 remotely\u00a0\u00a0 by utilizing\u00a0\u00a0 electronic media. \u00a0Its \u00a0main function is \u00a0to \u00a0\u00a0\u00a0exchange \u00a0funds \u00a0through electronic media.\u00a0 But in the use of\u00ad<em> e-payment,<\/em>\u00a0 users\u00a0\u00a0\u00a0 need an\u00a0 internet\u00a0 network to be able to\u00a0 use \u00ad<em> e-payment <\/em>\u00a0optimally. \u00a0In the \u00a0use of <em>\u00a0e-payment,<\/em> \u00a0of \u00a0course, \u00a0there are many \u00a0benefits \u00a0that \u00a0can be obtained by using\u00a0 \u00a0\u00a0it, including \u00a0\u00a0\u00a0easy to \u00a0use \u00a0because \u00a0most \u00a0of <em>\u00a0e-payment <\/em>\u00a0makes \u00a0applications \u00a0friendly. \u00a0\u00a0with \u00a0customers \u00a0who are \u00a0\u00a0\u00a0first \u00a0time \u00a0using their application,\u00a0 \u00a0\u00a0itis safer \u00a0\u00a0\u00a0to use \u00a0because \u00a0in \u00a0electronic \u00a0payment \u00a0systems \u00a0there is an authentication process,\u00a0 \u00a0entering \u00a0passwords \u00a0or \u00a0pins \u00a0to \u00a0make \u00a0transactions so that \u00a0a \u00a0hacker will have \u00a0difficulty \u00a0if they want to \u00a0do \u00a0hacking, \u00a0and \u00a0can \u00a0increase \u00a0customer \u00a0loyalty \u00a0if \u00a0an <em>\u00a0e-payment<\/em> \u00a0It \u00a0is very \u00a0safe \u00a0and\u00a0 \u00a0there is \u00a0\u00a0\u00a0no \u00a0crime \u00a0problem \u00a0so \u00a0of course \u00a0customers \u00a0are happy \u00a0to \u00a0use \u00a0the application.\u00a0 One of \u00a0\u00a0the<em> e-payment <\/em>\u00a0methods that are \u00a0widely \u00a0used \u00a0is home<em> banking.<\/em> <em>Home Banking <\/em>\u00a0is a transaction \u00a0process\u00a0 of \u00a0banking \u00a0transactions \u00a0through \u00a0their \u00a0homes each using electronic \u00a0media\u00a0 with \u00a0the aim to \u00a0\u00a0improve \u00a0the banking transaction \u00a0process.\u00a0 \u00a0To make\u00a0 it easier \u00a0so that \u00a0customers \u00a0no \u00a0longer \u00a0need to come \u00a0to \u00a0the \u00a0nearest \u00a0branch \u00a0office \u00a0or the nearest ATM.<\/p>\n<h1>Reference<\/h1>\n<p>Knights, D., &amp; Noble, F. (t.yhn.). <em>Networks and partnerships in the evolution of home banking.<\/em><\/p>\n<p>Liao, S., Shao, Y. P., Wang, H., &amp; Chen, A. (1999). <em>The adoption of virtual banking: an empirical study.<\/em> Kowloon.<\/p>\n<p>Teoh, W.M.-Y., Chong, S.C., Lin, B., &amp; Chua, J. W. (2013). <em>Factors affecting consumers&#8217;perception of electronic payment:an empirical analysis.<\/em> Emerald Group.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jason\u00a02301902056 Before entering the concept \u00a0of Home Banking,\u00a0 you\u00a0 must\u00a0 understand about \u00a0e-payment first. E-payment \u00a0or\u00a0 electronic\u00a0 payment \u00a0is one of the \u00a0\u00a0\u00a0payment \u00a0systems or payment transaction process of funds through electronic media. Electronic payments represent all types of non-cash payments with the aim of improving payment efficiency so that transactions can be faster without [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-3669","post","type-post","status-publish","format-standard","hentry","category-article"],"_links":{"self":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/comments?post=3669"}],"version-history":[{"count":1,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3669\/revisions"}],"predecessor-version":[{"id":3670,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/posts\/3669\/revisions\/3670"}],"wp:attachment":[{"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/media?parent=3669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/categories?post=3669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bbs.binus.ac.id\/management\/wp-json\/wp\/v2\/tags?post=3669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}