{"id":1910,"date":"2020-01-15T08:27:29","date_gmt":"2020-01-15T01:27:29","guid":{"rendered":"http:\/\/bbs.binus.ac.id\/management\/?p=1910"},"modified":"2020-01-15T13:20:59","modified_gmt":"2020-01-15T06:20:59","slug":"kombinasi-antara-keyboard-smartphone-dengan-mobile-banking","status":"publish","type":"post","link":"https:\/\/bbs.binus.ac.id\/management\/2020\/01\/kombinasi-antara-keyboard-smartphone-dengan-mobile-banking\/","title":{"rendered":"Kombinasi antara Keyboard Smartphone dengan Mobile Banking"},"content":{"rendered":"

Dewasa<\/span>\u00a0<\/span>ini<\/span>,<\/span>\u00a0<\/span>teknologi<\/span>\u00a0yang\u00a0<\/span>semakin<\/span>\u00a0<\/span>berkembang<\/span>\u00a0<\/span>dapat<\/span>\u00a0<\/span>membantu<\/span>\u00a0<\/span>kita<\/span>\u00a0<\/span>melakukan<\/span>\u00a0<\/span>aktivitas<\/span>\u00a0<\/span>sehari-hari<\/span>.\u00a0<\/span>Salah\u00a0<\/span>satunya<\/span>\u00a0<\/span>dengan<\/span>\u00a0<\/span>menggunakan<\/span>\u00a0internet.\u00a0<\/span>Menurut<\/span>\u00a0<\/span>survei<\/span>\u00a0<\/span>Asosiasi<\/span>\u00a0<\/span>Penyelenggara<\/span>\u00a0<\/span>Jasa<\/span>\u00a0Internet Indonesia (APJII),\u00a0<\/span>pada<\/span>\u00a02017\u00a0<\/span>jumlah<\/span>\u00a0<\/span>pengguna<\/span>\u00a0internet di Indonesia\u00a0<\/span>sudah<\/span>\u00a0<\/span>mencapai<\/span>\u00a0143,26\u00a0<\/span>juta<\/span>.<\/span>\u00a0Dari data\u00a0<\/span>ini<\/span>,\u00a0<\/span>kita<\/span>\u00a0<\/span>dapat<\/span>\u00a0<\/span>melihat<\/span>\u00a0<\/span>bahwa<\/span>\u00a0<\/span>masyara<\/span>kat<\/span>\u00a0Indonesia\u00a0<\/span>tergolong<\/span>\u00a0<\/span>aktif<\/span>\u00a0<\/span>beraktiv<\/span>itas<\/span>\u00a0di\u00a0<\/span>dunia<\/span>\u00a0<\/span>maya<\/span>.\u00a0<\/span>Hampir<\/span>\u00a0<\/span>semua<\/span>\u00a0<\/span>kegiatan<\/span>\u00a0<\/span>kita<\/span>\u00a0<\/span>sudah<\/span>\u00a0<\/span>dapat<\/span>\u00a0<\/span>dilakukan<\/span>\u00a0<\/span>secara<\/span>\u00a0<\/span>online<\/span><\/i>\u00a0<\/span>sehingga<\/span>\u00a0<\/span>kita<\/span>\u00a0<\/span>mudah<\/span>\u00a0<\/span>melak<\/span>ukannya<\/span>.\u00a0<\/span>Contoh<\/span>\u00a0<\/span>lainnya<\/span>,\u00a0<\/span>sekarang<\/span>\u00a0<\/span>kita<\/span>\u00a0<\/span>dapat<\/span>\u00a0<\/span>ber<\/span>belanja<\/span>\u00a0<\/span>berbagai<\/span>\u00a0<\/span>keperluan<\/span>\u00a0<\/span>dari<\/span>\u00a0yang paling\u00a0<\/span>sederhana<\/span>\u00a0<\/span>sampai<\/span>\u00a0yang paling\u00a0<\/span>rumit<\/span>\u00a0<\/span>secara<\/span>\u00a0<\/span>online<\/span><\/i>\u00a0<\/span>melalui<\/span>\u00a0<\/span>aplikasi-aplikasi<\/span> \u00a0<\/span>toko<\/span> \u00a0<\/span>online<\/span><\/i>\u00a0 yang <\/span>tersedia<\/span>.\u00a0<\/span>Tentunya<\/span>\u00a0<\/span>hal<\/span>\u00a0<\/span>ini<\/span>\u00a0<\/span>membuat<\/span>\u00a0<\/span>jumlah<\/span>\u00a0<\/span>online shopper<\/span><\/i> \u00a0<\/span>juga<\/span> \u00a0<\/span>semakin<\/span>\u00a0<\/span>bertambah<\/span>.\u00a0 <\/span>Dilansir<\/span>\u00a0<\/span>dari<\/span>\u00a0<\/span>kompas.com<\/span><\/i>,\u00a0<\/span>pada<\/span>\u00a0<\/span>tahun<\/span>\u00a02018<\/span>,\u00a0<\/span>jumlah<\/span>\u00a0<\/span>online shopper<\/span><\/i>\u00a0 \u00a0<\/span>diperkirakan<\/span>\u00a0<\/span>mencapai<\/span>\u00a011,9\u00a0<\/span>persen<\/span>\u00a0<\/span>dari<\/span>\u00a0total\u00a0<\/span>populasi<\/span>\u00a0di Indonesia.<\/span> \u00a0<\/span>Selain<\/span>\u00a0<\/span>hanya<\/span>\u00a0<\/span>berbelanja<\/span>,\u00a0<\/span>banyak<\/span>\u00a0<\/span>juga<\/span>\u00a0yang\u00a0<\/span>tertarik<\/span>\u00a0<\/span>untuk<\/span>\u00a0<\/span>mulai<\/span>\u00a0<\/span>berjualan<\/span>\u00a0di\u00a0<\/span>toko<\/span>\u00a0<\/span>online<\/span><\/i>\u00a0<\/span>sebagai<\/span>\u00a0<\/span>pekerjaan<\/span>\u00a0<\/span>sampingan<\/span>\u00a0<\/span>mereka<\/span>.\u00a0<\/span>Penelitian<\/span>\u00a0yang\u00a0<\/span>dilakukan<\/span>\u00a0<\/span>pada<\/span>\u00a0<\/span>Juni<\/span>\u00a02019\u00a0<\/span>tersebut<\/span>\u00a0<\/span>mengambil<\/span>\u00a02.000\u00a0<\/span>pekerja<\/span>\u00a0<\/span>full-<\/span><\/i>time<\/span><\/i>\u00a0<\/span>sebagai<\/span>\u00a0<\/span>responden<\/span>.\u00a0<\/span>Hasilnya<\/span>, 61\u00a0<\/span>pe<\/span>rsen<\/span>\u00a0<\/span>percaya<\/span>\u00a0<\/span>generasi<\/span>\u00a0<\/span>saat<\/span>\u00a0<\/span>ini<\/span>\u00a0<\/span>mem<\/span>erlu<\/span>kan<\/span>\u00a0<\/span>pekerjaan<\/span>\u00a0<\/span>sampingan<\/span>\u00a0<\/span>untuk<\/span>\u00a0<\/span>meningkatkan<\/span>\u00a0<\/span>kondisi<\/span>\u00a0<\/span>keuangan<\/span>\u00a0<\/span>mereka<\/span>.\u00a0<\/span>Sisanya<\/span>, 39\u00a0<\/span>persen<\/span>\u00a0<\/span>menganggap<\/span>\u00a0<\/span>pekerjaan<\/span>\u00a0<\/span>sampingan<\/span>\u00a0<\/span>adalah<\/span>\u00a0<\/span>hal<\/span>\u00a0normal di masa\u00a0<\/span>depan<\/span>.<\/span>\u00a0<\/span>\u00a0<\/span><\/p>\n

Badan<\/span>\u00a0<\/span>Pusat<\/span>\u00a0<\/span>Statistik<\/span>\u00a0(BPS)\u00a0<\/span>mencatat<\/span>\u00a0<\/span>pertumbuhan<\/span>\u202f<\/span>e-c<\/span><\/i>ommerce<\/span><\/i>\u202f di Indonesia\u00a0 <\/span>pada<\/span> \u00a0<\/span>sensus<\/span> \u00a0<\/span>ekonomi<\/span>\u00a02016\u00a0<\/span>meningkat<\/span>\u00a017\u202f<\/span>persen<\/span>\u00a0<\/span>atau<\/span>\u00a026,2\u00a0<\/span>juta<\/span>\u00a0<\/span>pelaku<\/span>\u00a0<\/span>bisnis<\/span>.<\/span> \u00a0<\/span>Peningkatan<\/span>\u00a0<\/span>ini<\/span>\u00a0<\/span>secara<\/span>\u00a0<\/span>pasti<\/span>\u00a0<\/span>berdampak<\/span>\u00a0<\/span>pada<\/span>\u00a0para\u00a0<\/span>penjual<\/span> di\u00a0\u00a0<\/span>toko<\/span>\u00a0online.\u00a0<\/span>Seperti<\/span>\u00a0yang\u00a0<\/span>dilansir<\/span>\u00a0<\/span>dari<\/span>\u00a0<\/span>kompas.com<\/span><\/i>,\u00a0<\/span>dituliskan<\/span>\u00a0<\/span>kesulitan<\/span>\u00a0<\/span>dari<\/span>\u00a0<\/span>salah<\/span>\u00a0<\/span>satu<\/span>\u00a0<\/span>penjual<\/span>\u00a0<\/span>toko<\/span>\u00a0online.\u00a0<\/span>Ia<\/span>\u00a0<\/span>merasa<\/span>\u00a0<\/span>kesuli<\/span>tan<\/span>\u00a0<\/span>bila<\/span>\u00a0<\/span>harus<\/span>\u00a0<\/span>mengurus<\/span>\u00a0<\/span>transaksi<\/span>\u00a0<\/span>pembayaran<\/span>\u00a0<\/span>ke<\/span>\u00a0<\/span>supplier<\/span><\/i>\u00a0<\/span>serta<\/span>\u00a0<\/span>pener<\/span>imaan<\/span>\u00a0<\/span>pembayaran<\/span>\u00a0<\/span>dari<\/span>\u00a0<\/span>customer<\/span><\/i>,\u00a0<\/span>terutama<\/span>\u00a0<\/span>apabila<\/span>\u00a0<\/span>ia<\/span>\u00a0<\/span>sedang<\/span>\u00a0<\/span>menghadapi<\/span>\u00a0<\/span>pesanan<\/span>\u00a0yang\u00a0<\/span>banyak<\/span>.\u00a0<\/span>Ia<\/span>\u00a0<\/span>merasa<\/span>\u00a0<\/span>sulit<\/span>\u00a0<\/span>untuk<\/span>\u00a0<\/span>beralih<\/span>\u00a0<\/span>dari<\/span>\u00a0<\/span>aplikasi<\/span>\u00a0chat\u00a0<\/span>dan<\/span>\u00a0mobile banking yang\u00a0<\/span>ada<\/span>\u00a0di smartphone\u00a0<\/span>miliknya<\/span>.\u00a0<\/span>\u00a0<\/span><\/p>\n

Dari\u00a0<\/span>permasala<\/span>han<\/span>\u00a0<\/span>tersebut<\/span>,\u00a0<\/span>kita<\/span>\u00a0<\/span>dapat<\/span>\u00a0<\/span>menciptakan<\/span>\u00a0<\/span>inovasi<\/span>\u00a0yang\u00a0<\/span>sederhana<\/span>\u00a0<\/span>dengan<\/span>\u00a0<\/span>memasukkan<\/span>\u00a0<\/span>fitur<\/span>\u00a0<\/span>mobile banking\u00a0<\/span><\/i>dal<\/span>am<\/span>\u00a0keyboard di\u00a0<\/span>smartphone<\/span><\/i>\u00a0<\/span>kita<\/span>.\u00a0<\/span>Mobile\u00a0 banking<\/span><\/i> \u00a0<\/span>adalah<\/span> \u00a0<\/span>sebuah<\/span> \u00a0<\/span>layanan<\/span>\u00a0 yang <\/span>disediakan<\/span> \u00a0<\/span>oleh<\/span> bank\u00a0\u00a0<\/span>untuk<\/span> \u00a0<\/span>melakukan<\/span> \u00a0<\/span>berbagai<\/span>\u00a0<\/span>transaksi<\/span>\u00a0<\/span>perbankan<\/span>\u00a0<\/span>melalui<\/span>\u00a0<\/span>berbagi<\/span>\u00a0<\/span>fitur<\/span> yang\u00a0\u00a0<\/span>ada<\/span>\u00a0<\/span>pada<\/span>\u00a0<\/span>ponsel<\/span>\u00a0<\/span>pintar<\/span>\u00a0(<\/span>smartphone<\/span><\/i>)<\/span>.\u00a0<\/span>Mobile banking\u00a0 <\/span><\/i>banyak<\/span> \u00a0<\/span>digunakan<\/span> \u00a0<\/span>karena<\/span> \u00a0<\/span>memberikan<\/span> \u00a0<\/span>ber<\/span>bagai<\/span> \u00a0<\/span>kemudahan<\/span> \u00a0<\/span>dalam<\/span> \u00a0<\/span>bertransaksi<\/span> \u00a0<\/span>dengan<\/span> \u00a0<\/span>menyediakan<\/span> \u00a0<\/span>fitur<\/span>–<\/span>fitur<\/span> \u00a0<\/span>seperti<\/span>\u00a0<\/span>mutasi<\/span>\u00a0<\/span>rekening<\/span>, transfer\u00a0<\/span>antar<\/span>\u00a0bank,\u00a0<\/span>dan<\/span>\u00a0lain-lain. Hal\u00a0<\/span>ini<\/span>\u00a0yang\u00a0<\/span>menyebabkan<\/span>\u00a0<\/span>banyak<\/span>\u00a0<\/span>masyarakat<\/span>\u00a0<\/span>beralih<\/span>\u00a0<\/span>menggunakan<\/span>\u00a0<\/span>mobile banking<\/span><\/i>.\u00a0<\/span>Sehingga<\/span>\u00a0<\/span>dengan<\/span>\u00a0data\u00a0<\/span>pengguna<\/span>\u00a0<\/span>online shop<\/span><\/i>\u00a0<\/span>dan<\/span>\u00a0<\/span>pengguna<\/span> mobile banking\u00a0 yang <\/span>penggunanya<\/span> \u00a0<\/span>cukup<\/span> \u00a0<\/span>banyak<\/span>,\u00a0 <\/span>maka<\/span> \u00a0<\/span>dibutuhkan<\/span> \u00a0<\/span>suatu<\/span> \u00a0<\/span>inovasi<\/span>\u00a0 agar <\/span>memudahkan<\/span> \u00a0<\/span>pengguna<\/span> \u00a0<\/span>mobile\u00a0 banking\u00a0 <\/span><\/i>terutama<\/span>\u00a0<\/span>pengguna<\/span>\u00a0<\/span>online shop<\/span><\/i>\u00a0<\/span>dalam<\/span>\u00a0<\/span>melakukan<\/span>\u00a0<\/span>transaksi<\/span>. Salah\u00a0<\/span>satu<\/span>\u00a0<\/span>caranya<\/span> \u00a0<\/span>dengan<\/span>\u00a0<\/span>m<\/span>e<\/span>ngombinasikan<\/span>\u00a0<\/span>fungsi<\/span>\u00a0<\/span>keyboard smartphone<\/span><\/i>\u00a0<\/span>dengan<\/span>\u00a0<\/span>mobile banking<\/span><\/i>.<\/span>\u00a0Cara\u00a0<\/span>menghubungkan<\/span>\u00a0<\/span>keyboard<\/span><\/i>\u00a0<\/span>dengan<\/span>\u00a0<\/span>mobile banking<\/span><\/i>\u00a0<\/span>yaitu<\/span>\u00a0<\/span>dengan<\/span>\u00a0<\/span>menyediakan<\/span>\u00a0<\/span>fitur<\/span>\u00a0<\/span>seperti<\/span>\u00a0<\/span>keyboard banking<\/span><\/i>\u00a0yang\u00a0<\/span>nantinya<\/span>\u00a0<\/span>dapat<\/span>\u00a0<\/span>diaktifkan<\/span>\u00a0<\/span>langsung<\/span>\u00a0<\/span>melalui<\/span>\u00a0m-banking,\u00a0<\/span>sehingga<\/span>\u00a0<\/span>keyboard banking<\/span><\/i>\u00a0<\/span>muncul<\/span>\u00a0di<\/span>\u00a0keyboard<\/span><\/i>\u00a0<\/span>utama<\/span>\u00a0di\u00a0<\/span>smartphone<\/span><\/i>\u00a0<\/span>kita<\/span>.\u00a0\u00a0<\/span>\u00a0<\/span><\/p>\n

Dengan<\/span>\u00a0<\/span>adanya<\/span>\u00a0<\/span>kolaborasi<\/span>\u00a0<\/span>antara<\/span>\u00a0<\/span>keyboard smartphone<\/span><\/i>\u00a0<\/span>dengan<\/span>\u00a0<\/span>fitur<\/span>\u00a0<\/span>mobile banking <\/span><\/i>\u00a0<\/span>kita<\/span> \u00a0<\/span>tidak<\/span> \u00a0<\/span>perlu<\/span>\u00a0<\/span>buka<\/span>\u00a0<\/span>tutup<\/span>\u00a0<\/span>aplikasi<\/span>\u00a0<\/span>jika<\/span>\u00a0<\/span>ingin<\/span>\u00a0<\/span>melakukan<\/span>\u00a0<\/span>transaksi<\/span>.\u00a0<\/span>Selain<\/span>\u00a0<\/span>itu<\/span>\u00a0<\/span>pengguna<\/span>\u00a0smartphone<\/span><\/i>\u00a0<\/span>juga<\/span>\u00a0<\/span>dapat<\/span>\u00a0<\/span>menghemat<\/span>\u00a0<\/span>waktu<\/span>\u00a0<\/span>dan<\/span>\u00a0<\/span>tenaga<\/span>.<\/span>\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

Penulis: Jason <\/span>Widjaja<\/span> (2301940161);\u00a0<\/span>Kadek<\/span>\u00a0<\/span>Ayu<\/span>\u00a0<\/span>Shinta<\/span>\u00a0<\/span>Madani<\/span> (2301937495);\u00a0<\/span>Stefiosa<\/span>\u00a0<\/span>Khaldea<\/span>\u00a0<\/span>Puspita<\/span>\u00a0<\/span>Yulianto (<\/span>2301937841)<\/span>\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Dewasa\u00a0ini,\u00a0teknologi\u00a0yang\u00a0semakin\u00a0berkembang\u00a0dapat\u00a0membantu\u00a0kita\u00a0melakukan\u00a0aktivitas\u00a0sehari-hari.\u00a0Salah\u00a0satunya\u00a0dengan\u00a0menggunakan\u00a0internet.\u00a0Menurut\u00a0survei\u00a0Asosiasi\u00a0Penyelenggara\u00a0Jasa\u00a0Internet Indonesia (APJII),\u00a0pada\u00a02017\u00a0jumlah\u00a0pengguna\u00a0internet di Indonesia\u00a0sudah\u00a0mencapai\u00a0143,26\u00a0juta.\u00a0Dari data\u00a0ini,\u00a0kita\u00a0dapat\u00a0melihat\u00a0bahwa\u00a0masyarakat\u00a0Indonesia\u00a0tergolong\u00a0aktif\u00a0beraktivitas\u00a0di\u00a0dunia\u00a0maya.\u00a0Hampir\u00a0semua\u00a0kegiatan\u00a0kita\u00a0sudah\u00a0dapat\u00a0dilakukan\u00a0secara\u00a0online\u00a0sehingga\u00a0kita\u00a0mudah\u00a0melakukannya.\u00a0Contoh\u00a0lainnya,\u00a0sekarang\u00a0kita\u00a0dapat\u00a0berbelanja\u00a0berbagai\u00a0keperluan\u00a0dari\u00a0yang paling\u00a0sederhana\u00a0sampai\u00a0yang paling\u00a0rumit\u00a0secara\u00a0online\u00a0melalui\u00a0aplikasi-aplikasi \u00a0toko \u00a0online\u00a0 yang tersedia.\u00a0Tentunya\u00a0hal\u00a0ini\u00a0membuat\u00a0jumlah\u00a0online shopper \u00a0juga \u00a0semakin\u00a0bertambah.\u00a0 Dilansir\u00a0dari\u00a0kompas.com,\u00a0pada\u00a0tahun\u00a02018,\u00a0jumlah\u00a0online shopper\u00a0 \u00a0diperkirakan\u00a0mencapai\u00a011,9\u00a0persen\u00a0dari\u00a0total\u00a0populasi\u00a0di Indonesia. \u00a0Selain\u00a0hanya\u00a0berbelanja,\u00a0banyak\u00a0juga\u00a0yang\u00a0tertarik\u00a0untuk\u00a0mulai\u00a0berjualan\u00a0di\u00a0toko\u00a0online\u00a0sebagai\u00a0pekerjaan\u00a0sampingan\u00a0mereka.\u00a0Penelitian\u00a0yang\u00a0dilakukan\u00a0pada\u00a0Juni\u00a02019\u00a0tersebut\u00a0mengambil\u00a02.000\u00a0pekerja\u00a0full-time\u00a0sebagai\u00a0responden.\u00a0Hasilnya, 61\u00a0persen\u00a0percaya\u00a0generasi\u00a0saat\u00a0ini\u00a0memerlukan\u00a0pekerjaan\u00a0sampingan\u00a0untuk\u00a0meningkatkan\u00a0kondisi\u00a0keuangan\u00a0mereka.\u00a0Sisanya, 39\u00a0persen\u00a0menganggap\u00a0pekerjaan\u00a0sampingan\u00a0adalah\u00a0hal\u00a0normal di masa\u00a0depan.\u00a0\u00a0 Badan\u00a0Pusat\u00a0Statistik\u00a0(BPS)\u00a0mencatat\u00a0pertumbuhan\u202fe-commerce\u202f di Indonesia\u00a0 pada \u00a0sensus \u00a0ekonomi\u00a02016\u00a0meningkat\u00a017\u202fpersen\u00a0atau\u00a026,2\u00a0juta\u00a0pelaku\u00a0bisnis. \u00a0Peningkatan\u00a0ini\u00a0secara\u00a0pasti\u00a0berdampak\u00a0pada\u00a0para\u00a0penjual di\u00a0\u00a0toko\u00a0online.\u00a0Seperti\u00a0yang\u00a0dilansir\u00a0dari\u00a0kompas.com,\u00a0dituliskan\u00a0kesulitan\u00a0dari\u00a0salah\u00a0satu\u00a0penjual\u00a0toko\u00a0online.\u00a0Ia\u00a0merasa\u00a0kesulitan\u00a0bila\u00a0harus\u00a0mengurus\u00a0transaksi\u00a0pembayaran\u00a0ke\u00a0supplier\u00a0serta\u00a0penerimaan\u00a0pembayaran\u00a0dari\u00a0customer,\u00a0terutama\u00a0apabila\u00a0ia\u00a0sedang\u00a0menghadapi\u00a0pesanan\u00a0yang\u00a0banyak.\u00a0Ia\u00a0merasa\u00a0sulit\u00a0untuk\u00a0beralih\u00a0dari\u00a0aplikasi\u00a0chat\u00a0dan\u00a0mobile banking yang\u00a0ada\u00a0di smartphone\u00a0miliknya.\u00a0\u00a0 Dari\u00a0permasalahan\u00a0tersebut,\u00a0kita\u00a0dapat\u00a0menciptakan\u00a0inovasi\u00a0yang\u00a0sederhana\u00a0dengan\u00a0memasukkan\u00a0fitur\u00a0mobile banking\u00a0dalam\u00a0keyboard di\u00a0smartphone\u00a0kita.\u00a0Mobile\u00a0 banking \u00a0adalah \u00a0sebuah \u00a0layanan\u00a0 yang disediakan \u00a0oleh 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